Learn first. Then narrow down.
The next phase is not to build every part of the vision or announce a service. It is to find a real workflow in the USA and learn whether someone has urgency and budget to improve it.The next test
- Compare the candidates: consumer, SMB/finance, AI platforms/developers, merchant/providers.
- For each, look for recent episodes and observe existing tools and workarounds.
- Identify the user, buyer, signer, payer, and risk owner.
- Test whether people understand the mandate and allow/ask/block example, without confusing simulation with payment.
- Record evidence for and against, then choose a small, reversible test.
Gates, not promises
- Discovery: interviews about concrete cases and workflows; do not assume a segment.
- Concept: local demo with fictional data and comprehension testing.
- Sandbox or pilot: only after a qualified buyer, verified partner/access, written scope, security/legal review, and stop criteria.
- Production: outside the current scope; it requires further proof and approvals.
Decisions that need evidence
- Which workflow and segment deserve priority?
- Which state or city is a good place for research, and why?
- Who pays, and from which budget?
- Which existing alternative would we replace or integrate with?
- What evidence would make us stop or change the hypothesis?